Disabilities: Myths and Realities

Feb 22 2012 Here are the top misperceptions employees have about disability, according to The Council for Disability Awareness:  It’s not going to happen to me. A disabling accident occurs every two seconds in the U... more ›

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Why Everyone Needs Long-Term Disability Insurance

Feb 17 2012 What would your employees do if they became injured or ill and couldn’t work for an extended period of time?   By the time people reach age 35, they have a one in three chance of being disabled for mo... more ›

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The Pros and Cons of AD&D

Feb 13 2012 Accidents can happen in an instant, but the consequences can last a lifetime. Accidental death and dismemberment (AD&D) insurance gives your employees added financial security in sudden and tragic circumstances.&n... more ›

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ERISA and Your Voluntary Benefits

Feb 7 2012 ERISA, the Employee Retirement Income Security Act, governs any “employee welfare benefit plan” that is “established or maintained by an employer” for the purpose of providing benefits to the p... more ›

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It’s Time to Battle Obesity in the Workplace

Jan 31 2012 People who are obese are 42% more like to require medical care than normal weight people as found by the U.S. Centers for Disease Control.  And the problem is getting worse:  Two-thirds of adults are now eit... more ›

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Voluntary Benefits Meet Diverse Employee Needs

Jan 26 2012 Small businesses might be missing an opportunity to enhance their benefit programs and employee loyalty!  In a 2009 survey by the nonprofit International Foundation of Employee Benefit Plans, 84 percent of emplo... more ›

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Design Your Own Health Plan with an HRA

Jan 23 2012 What healthcare plan allows employers to set their own maximum for employee healthcare costs, can be structured to cover 100 percent of preventive care for most employees, and gives employees greater incentive to mana... more ›

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Housekeeping For Retirement Plans

Jan 18 2012 As with nearly everything else, retirement plans require periodic maintenance to keep running smoothly. Here are some suggestions to ensure your plan complies with all laws and ... more ›

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Five Retirement Plan Problems And What You Can Do About Them

Jan 17 2012 Low enrollments and low contributions not only mean that you’re not getting your money’s worth out of your administrative dollars; they can also translate into decreased employee loyalty and failure of non... more ›

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No Slip-Sliding Away: How To Stay On The Road

Jan 16 2012 One thing is easy to foretell: Unpredictable weather can cause reduced visibility and hazardous driving conditions that make it challenging for even the most experienced drivers. Fortunately, there are ways to pro... more ›

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