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Health Insurance

from Rhodes-Warden Insurance

Health Insurance

We hear the term “health care reform” often, but do we really know what it means? And how will health care reform affect you, your family or business?

Health care reform refers to two new federal laws: The Affordable Care Act (ACA) and the Healthcare and Education Reconciliation Act. Both of these laws have made a significant impact on our nation’s healthcare and health insurance industries as well millions of Americans.

The purpose of the ACA is to make sure that all Americans have access to health insurance and preventative medical care. The intended goal is to hopefully ensure a healthier population.

Since the law’s passage in March of 2010, many of the changes required by the new law have already taken place. One of the most significant changes took place on January 1, 2014. On that date, nearly all Americans were required to carry health insurance coverage. A large number of individuals already had have health insurance coverage provided by their employer but many purchased their health insurance coverage for the first time through newly formed health insurance exchanges. And depending upon their family income, they may qualify for a tax credit or subsidy to help them pay for it. 

Understanding the changes and how they will affect you is important. Here at Rhodes-Warden Insurance Agency, we understand the new health care reform law and have been preparing for the changes it presents. We’re here to help make purchasing your health insurance coverage a little less stressful with the opening of our Health Insurance Enrollment Centers on October 1, 2013. If you have any questions or would like more information about health care reform, please contact one of our offices located in Lebanon, Albany or Stayton, Oregon.

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Contact us for more information about how Health Care Reform affects you, your family, or your business.