Rhodes-Warden Insurance Blog

It's a night full of treats for both kids and adults. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that Halloween can have some tricks up its sleeve. — Rhodes-Warden Insurance wants your Halloween…

When conducting a dependent audit, please be aware that the Affordable Care Act prohibits health plans from rescinding coverage, except in the event of fraud, intentional misrepresentation of material fact or failure to pay premiums on time. “Rescission” generally means to cancel with some…

Although employers have no obligation to subsidize dependent coverage, many do. By dropping coverage for ineligible dependents, your firm saves that premium contribution. Even if you don’t subsidize dependent coverage, having ineligible dependents on your benefit rolls will likely increase your…

According to the most recent U.S. Department of Labor National Compensation Survey, just 26 percent of workers in private industry had access to employer-provided vision care benefits. In comparison, 70 percent had access to healthcare benefits, 68 percent had access to outpatient prescription drug…

Pension plans fall into one of two categories: defined benefit plans or defined contribution plans. A cash balance plan has features of both. They can also be simpler to administer than some other plans. Is a cash balance plan right for your firm? — With a defined benefit plan, each eligible…

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Rhodes-Warden Insurance wants you to get the most out of your travels. — General travel tips — Have a plan. (And maps, or a GPS.) One of the reasons you're…