Rhodes-Warden Insurance Blog

All You Ever Wanted to Know About Insurance

How Does Your 401(k) Measure Up?

The Profit Sharing/401k Council of America's 54th Annual Survey of Profit Sharing and 401k Plans provides an in-depth look at current practices in profit-sharing and 401(k) plans. Eligibility: Respondents reported that...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Oregon, you may own much more...

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Do Your Benefits Communications Make the Grade?

If your employees are typical, fewer than 20 percent know how much you contribute each month toward their health insurance premiums. How can employees value their benefits if they don't know what they cost?...

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Low-Cost Options Enhance Life Benefits

The year was 1911, the city was Passaic, New Jersey, and the company was the now-defunct Pantasote Leather Company. That's when and where the first group life insurance policy was issued. The most common form of group...

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Pregnancy and Maternity: Avoid Costly Discrimination Claims

Women comprised 46.8 percent of the total U.S. labor force in 2010, according to the U.S. Department of Labor. Many of these working women will become pregnant at least once during their careers. Improper handling of...

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Saver’s Credit Makes Saving for Retirement More Attractive

Looking to boost employee participation in your retirement plans? Remind them of the retirement savings contributions credit (saver's credit), which allows qualifying individuals to take a tax credit of up to $1,000 ($2,...

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COBRA Benefits: What You Need to Know

COBRA, the Consolidated Omnibus Budget Reconciliation Act of 1985, allows workers and family members who would otherwise lose their benefits to temporarily continue health coverage at group rates. If you had 20 or more...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in Oregon or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

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Retirement Account Limits for 2012

The Internal Revenue Service has announced dollar limitations for pension plans and other retirement accounts for Tax Year 2012. In general, many of the pension plan limitations will change because the increase in the...

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Wellness Programs: Why, What, Who and How

As healthcare costs continue to rise faster than inflation, wellness programs have gotten a lot of attention lately. What exactly is a wellness program, and how do you start one? Why wellness? First off, lifestyle...

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