Employers like CDHPs because these plans help them slash the cost of providing medical benefits. When used well, consumer-driven health plans help individuals and families get better healthcare while reducing the cost...

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Here are the top misperceptions employees have about disability, according to The Council for Disability Awareness: It's not going to happen to me. A disabling accident occurs every two seconds in the United States, yet...

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What would your employees do if they became injured or ill and couldn't work for an extended period of time? By the time people reach age 35, they have a one in three chance of being disabled for more than 90 days...

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Accidents can happen in an instant, but the consequences can last a lifetime. Accidental death and dismemberment (AD&D) insurance gives your employees added financial security in sudden and tragic circumstances. AD&...

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ERISA, the Employee Retirement Income Security Act, governs any "employee welfare benefit plan" that is "established or maintained by an employer" for the purpose of providing benefits to the plan's participants and...

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People who are obese are 42% more like to require medical care than normal weight people as found by the U.S. Centers for Disease Control. And the problem is getting worse: Two-thirds of adults are now either overweight...

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Small businesses might be missing an opportunity to enhance their benefit programs and employee loyalty! In a 2009 survey by the nonprofit International Foundation of Employee Benefit Plans, 84 percent of employers...

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What healthcare plan allows employers to set their own maximum for employee healthcare costs, can be structured to cover 100 percent of preventive care for most employees, and gives employees greater incentive to manage...

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As with nearly everything else, retirement plans require periodic maintenance to keep running smoothly. Here are some suggestions to ensure your plan complies with all laws and regulations and meets the goals of your...

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Low enrollments and low contributions not only mean that you're not getting your money's worth out of your administrative dollars; they can also translate into decreased employee loyalty and failure of nondiscrimination...

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