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Rhodes-Warden Insurance Blog

All You Ever Wanted to Know About Insurance

Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that Halloween can...

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Audit Alert!

When conducting a dependent audit, please be aware that the Affordable Care Act prohibits health plans from rescinding coverage, except in the event of fraud, intentional misrepresentation of material fact or failure to...

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Save Money with a Dependent Audit

Although employers have no obligation to subsidize dependent coverage, many do. By dropping coverage for ineligible dependents, your firm saves that premium contribution. Even if you don't subsidize dependent coverage,...

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Vision Care: A Clear Choice

According to the most recent U.S. Department of Labor National Compensation Survey, just 26 percent of workers in private industry had access to employer-provided vision care benefits. In comparison, 70 percent had...

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Cash Balance Plans: The Best of Both Worlds?

Pension plans fall into one of two categories: defined benefit plans or defined contribution plans. A cash balance plan has features of both. They can also be simpler to administer than some other plans. Is a cash...

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Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Rhodes-Warden Insurance wants you to get the most out of your travels. General...

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Critical Illness Insurance: Filling the Benefits Gap

Two important trends are converging and affecting employers' health benefit programs. As medical technologies and treatments improve, more people are surviving once-fatal forms of cancer, heart disease and other...

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Qualified vs. Nonqualified Plans?

Are you looking to reward a few highly compensated employees? Are you unwilling to take on a lot of extra benefits paperwork and administrative costs? A nonqualified retirement plan could meet the needs of your...

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FSAs or HSAs: Which One When?

Health savings accounts (HSAs) and flexible spending accounts (FSAs) let employees or dependents set aside money, before taxes, for qualified healthcare expenses. Employers can use them to incentivize employees to...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Oregon this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day life....

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