Rhodes-Warden Insurance Blog

Two important trends are converging and affecting employers’ health benefit programs. As medical technologies and treatments improve, more people are surviving once-fatal forms of cancer, heart disease and other conditions. Many employers have responded to rising costs by increasing their employees…

Are you looking to reward a few highly compensated employees? Are you unwilling to take on a lot of extra benefits paperwork and administrative costs? A nonqualified retirement plan could meet the — needs of your organization and your employees. — A qualified retirement plan must meet the…

Health savings accounts (HSAs) and flexible spending accounts (FSAs) let employees or dependents set aside money, before taxes, for qualified healthcare expenses. Employers can use them to incentivize employees to participate in health improvement programs, and they have tax advantages for both the…

Whether you're planning a trip to a local attraction in Oregon this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day life. So we've got some tips - from packing to protecting yourself from pickpockets -…

No doubt you’ve heard the buzz about consumer-driven health plans (CDHPs), which seek to control employers’ healthcare costs by giving consumers “skin in the game.” With the cost of providing dental benefits increasing, can consumer-driven dental plans be far behind? — More than medical plans,…

The National Retirement Risk Index published by the Center for Retirement Research at Boston College found 44 percent of U.S. households were “at risk” for financial insecurity during retirement. When it considered the effect of projected healthcare costs, that percentage rose to 61 percent…and…