Rhodes-Warden Insurance Blog

The Profit Sharing/401k Council of America’s 54th Annual Survey of Profit Sharing and 401k Plans provides an in-depth look at current practices in profit-sharing and 401(k) plans. — Eligibility: Respondents reported that 89.0 percent of their U.S. employees were eligible to participate in their…

Why should I have a home inventory? — Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Oregon, you may own much more than you realize. — Comparing the value of your belongings to the "contents" limit…

If your employees are typical, fewer than 20 percent know how much you contribute each month toward their health insurance premiums. How can employees value their benefits if they don’t know what they cost? — Surprisingly, most employees also don’t know how much they themselves pay toward their own…

The year was 1911, the city was Passaic, New Jersey, and the company was the now-defunct Pantasote Leather Company. That’s when and where the first group life insurance policy was issued. — The most common form of group life insurance is term life, which provides coverage for a specified period,…

Women comprised 46.8 percent of the total U.S. labor force in 2010, according to the U.S. Department of Labor. Many of these working women will become pregnant at least once during their careers. Improper handling of pregnancy, pregnancy-related disability and maternity leave can lead to…

Looking to boost employee participation in your retirement plans? Remind them of the retirement savings contributions credit (saver’s credit), which allows qualifying individuals to take a tax credit of up to $1,000 ($2,000 if filing jointly) for making eligible contributions to an IRA or employer-…