ERISA (the Employee Retirement Income Security Act), the federal law governing private-sector retirement plans, requires those responsible for managing retirement plans to carry out their responsibilities prudently and...

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Pension plans fall into one of two categories: defined benefit plans or defined contribution plans. A cash balance plan has features of both. They can also be simpler to administer than some other plans. Is a cash...

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The National Retirement Risk Index published by the Center for Retirement Research at Boston College found 44 percent of U.S. households were "at risk" for financial insecurity during retirement. When it considered the...

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Looking to boost employee participation in your retirement plans? Remind them of the retirement savings contributions credit (saver's credit), which allows qualifying individuals to take a tax credit of up to $1,000 ($2,...

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The Internal Revenue Service has announced dollar limitations for pension plans and other retirement accounts for Tax Year 2012. In general, many of the pension plan limitations will change because the increase in the...

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Low enrollments and low contributions not only mean that you're not getting your money's worth out of your administrative dollars; they can also translate into decreased employee loyalty and failure of nondiscrimination...

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